Terms of Service

1. Acceptance of Terms

By accessing and using Accossubaq's website and services, you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Service

Accossubaq provides financial literacy training programs designed specifically for teenagers in Singapore. Our services include educational content, training sessions, and resources to help young people develop money management skills.

3. User Responsibilities

Eligibility

Our services are intended for teenagers aged 13-21. Users under 18 must have parental consent to participate in our programs.

Acceptable Use

You agree to use our services only for lawful purposes and in accordance with these terms. You must not:

• Use our services for any illegal or unauthorized purpose
• Violate any laws in your jurisdiction
• Transmit any harmful or disruptive content
• Attempt to gain unauthorized access to our systems

4. Educational Disclaimer

The information provided through our services is for educational purposes only and should not be considered as professional financial advice. Always consult with qualified financial advisors for personalized guidance.

5. Payment Terms

Payment for our training programs is due upon enrollment unless otherwise specified. Refunds may be available subject to our refund policy, which will be provided at the time of purchase.

6. Intellectual Property

All content, materials, and intellectual property on our website and in our programs are owned by Accossubaq and are protected by copyright and other laws. You may not reproduce, distribute, or create derivative works without our written permission.

7. Privacy

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your information.

8. Limitation of Liability

Accossubaq shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services.

9. Termination

We may terminate or suspend your access to our services immediately, without prior notice, for conduct that we believe violates these terms or is harmful to other users or our business.

10. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any changes by posting the updated terms on our website.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of Singapore.

12. Contact Information

If you have any questions about these terms, please contact us:

• Email: [email protected]
• Phone: +65 6123 4567
• Address: 2 Jurong East Street 21, #05-01, Singapore 609601